Frequently Asked Questions

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Frequently Asked Direct Dental Savings Questions

I haven’t been to the dentist in a long time, and I need a lot of dental treatment. Am I eligible?

Absolutely! In fact, it is the people that need the most work that stand to save the most on their dental care. The Direct Dental Savings plan has no annual maximum-that’s right, NONE! If you need $10,000 worth of treatment, you could save $3000 with Direct Dental Savings and still get your annual cleanings, check-up exams and x-rays for free, which saves you even more! Just try to beat that with insurance.

Who is eligible?

Anyone is eligible. There are no pre-existing condition exclusions. However, anyone interested in the plan is encouraged to sign up as soon as possible. We have a limited number of appointments available each month to accommodate patients, and these are filled on a first-come first-served basis.

What is Direct Dental Savings?

Direct Dental Savings is a direct to consumer dental savings (discount) plan. Because it is a direct to consumer product, there is no third-party (like an insurance company) involved. By eliminating the “middleman,” Direct Dental Savings can provide greater potential savings than virtually any dental insurance product. Also, by eliminating the third-party company, you get immediate and accurate answers to your questions about costs, coverage, no time-consuming paperwork and no hassles or run around.

How do I sign up?

Sign-up is a simple, quick and easy procedure best accomplished during any visit to our office.

Where do I get more information?

You can get more information in one of several ways. You can visit our website DirectDentalSavings.com, call our office for more information or come see us in person and let us show you personally how the Direct Dental Savings plan can save you on your dental care.

How can I pay for the plan?

You can pay for the plan annually in one lump sum, or you can pay monthly. The choice is yours.

How soon can I use Direct Dental Savings to start saving on my dental care costs?

One of the greatest benefits of the Direct Dental Savings plan is that you can use it immediately. There are no waiting periods even for major or extensive dental care.

Can I use the DDS plan with insurance?

You cannot use the Direct Dental Savings plan if you have another insurance policy in effect. However, we may be able to show you how the Direct Dental Savings plan may save you more money or work better for your specific situation. In that case, you can drop your insurance and pick up the Direct Dental Savings plan. Remember, you can use the plan immediately upon membership.

Does the plan cover children?

Yes, it works great for children. At least one parent must be enrolled in order to claim children under the plan.

What is the annual deductible?

There is absolutely no annual deductible payment whatsoever.

What is the waiting period for major dental care?

There is no waiting period at all. You may enroll in the plan at any time and may start using the plan immediately.

How much can I save?

Since there is no annual maximum benefit like many insurance policies, your savings with the plan can be unlimited. If you need $25,000 worth of dental implant care, the plan would save you 20% of the implant care or $5000-it’s that simple. If you need $25,000 worth of restorative dentistry like multiple crowns and bridgework, you could save 30% or $7500. Try to beat that with insurance.

What services (dental treatment) does the plan cover?

All dental treatment provided in our office is covered. Our office has one of the broadest and most extensive offerings of dental procedures in Southwest Florida. Any treatment we perform in our office will be covered under the plan. Dental implant procedures, cosmetic dental procedures, TMJ treatment and occlusal treatment are covered at a 20% savings. All other dental care performed in our office is covered at 30%.

What hidden expenses are there?

There really are none. Unlike many insurance policies, the design of the Direct Dental Savings plan is so simple it would be very difficult for us to hide anything.

How are the savings (discounts) calculated?

The savings or discounts are calculated and deducted from your bill right at the time of treatment. There are no complicated claim forms to submit and no confusing paperwork to interpret along with payments. There are also no extensive delays in processing the paperwork. With the Direct Dental Savings plan, it is very simple for you to know exactly what procedures will cost you, your exact savings (discount) and this calculation can be made at any time on any procedure. We want you to be very comfortable with your decisions, and we are happy to review this information with you at any time.